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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,188 | $58,391+83.6% | $76,657+39.8% | $72,975+46.9% |
| Participation rate | 97.0% | 67.4%+29.6pp | 72.1%+24.9pp | 69.5%+27.5pp |
| Annual return | 17.83% | 2306.65%-2288.8pp | 1166.74%-1148.9pp | 81.01%-63.2pp |
| Employer contribution / active EE | $5,507 | $1,787+208.2% | $2,303+139.2% | $2,440+125.7% |
| Participant deferral / active EE | $4,271 | $2,690+58.7% | $3,335+28.0% | $3,608+18.4% |
| Admin fee / account holder | $5,253 | $4,014+30.9% | $6,423-18.2% | $5,124+2.5% |