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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,154 | $132,099-56.7% | $115,599-50.6% | $138,895-58.9% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.3%+15.7pp | 79.9%+10.1pp |
| Annual return | 14.60% | 176.76%-162.2pp | 111.10%-96.5pp | 145.39%-130.8pp |
| Employer contribution / active EE | $1,330 | $3,416-61.1% | $2,955-55.0% | $4,194-68.3% |
| Participant deferral / active EE | $1,937 | $5,617-65.5% | $4,889-60.4% | $6,396-69.7% |
| Admin fee / account holder | $30,931 | $15,650+97.6% | $12,841+140.9% | $12,562+146.2% |