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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,598 | $104,251-11.2% | $91,004+1.8% | $147,586-37.3% |
| Participation rate | 63.6% | 78.2%-14.6pp | 75.6%-12.0pp | 82.8%-19.2pp |
| Annual return | 14.92% | 27.06%-12.1pp | 4.60%+10.3pp | 578.59%-563.7pp |
| Employer contribution / active EE | $0 | $3,116-100.0% | $2,456-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,595 | $4,195-14.3% | $3,548+1.3% | $5,439-33.9% |
| Admin fee / account holder | $78 | $8,948-99.1% | $5,417-98.6% | $10,886-99.3% |