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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,900 | $125,193-45.8% | $105,591-35.7% | $145,978-53.5% |
| Participation rate | 90.0% | 77.6%+12.4pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 10.77% | 225.53%-214.8pp | 116.43%-105.7pp | 550.52%-539.8pp |
| Employer contribution / active EE | $1,332 | $3,718-64.2% | $3,166-57.9% | $4,662-71.4% |
| Participant deferral / active EE | $2,797 | $5,708-51.0% | $5,008-44.2% | $6,690-58.2% |
| Admin fee / account holder | $53,213 | $17,277+208.0% | $11,024+382.7% | $13,400+297.1% |