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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,299 | $144,124-70.7% | $117,857-64.1% | $147,585-71.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 4.43% | 531.17%-526.7pp | 335.09%-330.7pp | 578.56%-574.1pp |
| Employer contribution / active EE | $2,308 | $4,897-52.9% | $3,786-39.0% | $4,876-52.7% |
| Participant deferral / active EE | $500 | $5,316-90.6% | $4,482-88.8% | $5,439-90.8% |
| Admin fee / account holder | $442 | $10,886-95.9% | $8,020-94.5% | $10,885-95.9% |