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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,084 | $152,619-73.7% | $125,195-68.0% | $152,909-73.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 6.99% | 54.85%-47.9pp | 43.79%-36.8pp | 345.46%-338.5pp |
| Employer contribution / active EE | $1,494 | $4,947-69.8% | $3,866-61.3% | $4,764-68.6% |
| Participant deferral / active EE | $464 | $5,869-92.1% | $4,937-90.6% | $5,851-92.1% |
| Admin fee / account holder | $1,467 | $13,437-89.1% | $9,704-84.9% | $11,601-87.4% |