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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,626 | $131,835-66.2% | $108,582-58.9% | $273,972-83.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 2.29% | -91.57%+93.9pp | -51.70%+54.0pp | 41.46%-39.2pp |
| Employer contribution / active EE | $4,615 | $4,913-6.1% | $3,758+22.8% | $4,869-5.2% |
| Participant deferral / active EE | $510 | $5,127-90.1% | $4,311-88.2% | $5,287-90.4% |
| Admin fee / account holder | $3,947 | $10,253-61.5% | $7,645-48.4% | $10,133-61.0% |