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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,672 | $102,422-45.6% | $147,117-62.2% | $80,959-31.2% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 14.51% | 135.16%-120.6pp | 420.54%-406.0pp | 35.67%-21.2pp |
| Employer contribution / active EE | $490 | $3,717-86.8% | $4,932-90.1% | $2,757-82.2% |
| Participant deferral / active EE | $3,735 | $6,652-43.9% | $8,065-53.7% | $4,300-13.2% |
| Admin fee / account holder | $11,936 | $7,953+50.1% | $12,993-8.1% | $6,925+72.4% |