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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,734 | $102,393-46.5% | $147,041-62.8% | $80,911-32.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 12.23% | 134.95%-122.7pp | 419.21%-407.0pp | 35.63%-23.4pp |
| Employer contribution / active EE | $7,288 | $3,715+96.2% | $4,935+47.7% | $2,756+164.5% |
| Participant deferral / active EE | $4,632 | $6,647-30.3% | $8,071-42.6% | $4,297+7.8% |
| Admin fee / account holder | $2,282 | $7,943-71.3% | $13,006-82.5% | $6,935-67.1% |