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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,310 | $165,381-40.0% | $149,730-33.7% | $158,966-37.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.44% | 348.29%-335.9pp | 276.70%-264.3pp | 302.95%-290.5pp |
| Employer contribution / active EE | $7,913 | $5,104+55.0% | $4,645+70.3% | $4,762+66.1% |
| Participant deferral / active EE | $6,189 | $7,182-13.8% | $6,843-9.5% | $5,983+3.4% |
| Admin fee / account holder | $11,981 | $10,809+10.8% | $9,310+28.7% | $11,250+6.5% |