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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,121 | $93,589-37.9% | $135,942-57.2% | $75,181-22.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 17.62% | 30.90%-13.3pp | 68.28%-50.7pp | 160.69%-143.1pp |
| Employer contribution / active EE | $7,395 | $3,537+109.0% | $4,858+52.2% | $2,671+176.9% |
| Participant deferral / active EE | $4,319 | $6,405-32.6% | $7,759-44.3% | $4,126+4.7% |
| Admin fee / account holder | $37,099 | $6,977+431.7% | $10,764+244.7% | $5,650+556.6% |