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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,744 | $102,663+71.2% | $86,216+103.8% | $139,466+26.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 14.40% | 1924.52%-1910.1pp | 1169.42%-1155.0pp | 373.66%-359.3pp |
| Employer contribution / active EE | $11,700 | $3,035+285.5% | $2,382+391.3% | $4,754+146.1% |
| Participant deferral / active EE | $10,691 | $4,677+128.6% | $3,986+168.2% | $6,712+59.3% |
| Admin fee / account holder | $10,529 | $8,663+21.5% | $6,853+53.6% | $11,409-7.7% |