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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,327 | $112,933+33.1% | $90,970+65.2% | $158,982-5.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 10.58% | 215.82%-205.2pp | 134.60%-124.0pp | 302.99%-292.4pp |
| Employer contribution / active EE | $14,158 | $2,893+389.3% | $2,122+567.2% | $4,763+197.3% |
| Participant deferral / active EE | $8,317 | $4,128+101.5% | $3,373+146.6% | $5,983+39.0% |
| Admin fee / account holder | $304 | $8,047-96.2% | $5,961-94.9% | $11,252-97.3% |