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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,133 | $106,923+12.4% | $84,023+43.0% | $152,909-21.4% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 16.54% | 105.02%-88.5pp | 71.32%-54.8pp | 345.46%-328.9pp |
| Employer contribution / active EE | $10,329 | $2,735+277.6% | $1,984+420.6% | $4,764+116.8% |
| Participant deferral / active EE | $7,784 | $4,013+94.0% | $3,239+140.3% | $5,851+33.0% |
| Admin fee / account holder | $2,749 | $8,289-66.8% | $6,102-54.9% | $11,601-76.3% |