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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,448 | $95,917+70.4% | $79,583+105.4% | $134,545+21.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -14.80% | -2.70%-12.1pp | 0.16%-15.0pp | 418.37%-433.2pp |
| Employer contribution / active EE | $12,450 | $3,129+297.9% | $2,414+415.8% | $4,742+162.6% |
| Participant deferral / active EE | $6,838 | $4,694+45.7% | $3,986+71.6% | $6,401+6.8% |
| Admin fee / account holder | $5,907 | $9,132-35.3% | $6,835-13.6% | $11,431-48.3% |