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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,136 | $181,896-22.4% | $156,551-9.8% | $273,972-48.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.99% | 30.74%-23.8pp | 32.23%-25.2pp | 41.46%-34.5pp |
| Employer contribution / active EE | $7,959 | $6,248+27.4% | $5,501+44.7% | $4,869+63.5% |
| Participant deferral / active EE | $3,161 | $5,550-43.1% | $4,871-35.1% | $5,287-40.2% |
| Admin fee / account holder | $7,640 | $15,560-50.9% | $13,028-41.4% | $10,133-24.6% |