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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,687 | $202,342-13.7% | $172,753+1.1% | $152,909+14.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.38% | 1029.88%-1004.5pp | 803.00%-777.6pp | 345.46%-320.1pp |
| Employer contribution / active EE | $9,472 | $5,857+61.7% | $5,144+84.1% | $4,764+98.8% |
| Participant deferral / active EE | $5,031 | $5,948-15.4% | $5,198-3.2% | $5,851-14.0% |
| Admin fee / account holder | $958 | $17,112-94.4% | $13,956-93.1% | $11,601-91.7% |