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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,106 | $180,459-15.2% | $154,108-0.7% | $135,380+13.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.67% | 888.21%-892.9pp | 735.21%-739.9pp | 519.81%-524.5pp |
| Employer contribution / active EE | $8,762 | $6,035+45.2% | $5,298+65.4% | $4,779+83.4% |
| Participant deferral / active EE | $4,505 | $5,806-22.4% | $5,081-11.3% | $5,609-19.7% |
| Admin fee / account holder | $801 | $16,145-95.0% | $13,411-94.0% | $10,828-92.6% |