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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $104,020 |
STRATEGIC ADVISORS, INC.8 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $17,307 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $1,284 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,815 | $101,591+195.1% | $147,096+103.8% | $74,429+302.8% |
| Participation rate | 92.1% | 75.5%+16.6pp | 82.2%+9.9pp | 67.2%+24.9pp |
| Annual return | 17.31% | 8746.45%-8729.1pp | 419.75%-402.4pp | 1368.38%-1351.1pp |
| Employer contribution / active EE | $4,502 | $3,813+18.1% | $4,936-8.8% | $2,625+71.5% |
| Participant deferral / active EE | $12,707 | $7,302+74.0% | $8,071+57.4% | $4,348+192.2% |
| Admin fee / account holder | $377 | $1,750-78.5% | $13,005-97.1% | $1,944-80.6% |