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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $89,890 |
STRATEGIC ADVISORS, INC.7 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $16,972 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$110 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,073 | $91,439+170.2% | $135,974+81.7% | $71,511+245.5% |
| Participation rate | 90.4% | 75.7%+14.7pp | 81.9%+8.5pp | 67.9%+22.5pp |
| Annual return | 18.98% | 29.90%-10.9pp | 68.30%-49.3pp | 28.86%-9.9pp |
| Employer contribution / active EE | $4,751 | $3,705+28.2% | $4,859-2.2% | $2,589+83.5% |
| Participant deferral / active EE | $11,565 | $7,093+63.1% | $7,760+49.0% | $4,291+169.5% |
| Admin fee / account holder | $327 | $1,267-74.2% | $10,767-97.0% | $1,588-79.4% |