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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $93,293 |
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $19,673 |
Service code 37 · EIN 04-2647786 | Loan Processing | $9,634 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,641 | $84,493+154.0% | $125,381+71.2% | $66,938+220.7% |
| Participation rate | 93.8% | 76.4%+17.3pp | 82.4%+11.4pp | 69.8%+23.9pp |
| Annual return | -18.06% | -8.49%-9.6pp | 572.31%-590.4pp | 1.58%-19.6pp |
| Employer contribution / active EE | $4,754 | $3,554+33.8% | $4,815-1.3% | $2,545+86.8% |
| Participant deferral / active EE | $12,093 | $6,783+78.3% | $7,448+62.4% | $4,238+185.3% |
| Admin fee / account holder | $412 | $685-39.9% | $10,007-95.9% | $594-30.6% |