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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,873 | $166,020-3.7% | $164,866-3.0% | $145,959+9.5% |
| Participation rate | 58.3% | 82.0%-23.7pp | 78.6%-20.3pp | 80.3%-22.0pp |
| Annual return | 11.03% | 100.08%-89.0pp | 69.97%-58.9pp | 561.95%-550.9pp |
| Employer contribution / active EE | $1,515 | $5,275-71.3% | $4,343-65.1% | $4,661-67.5% |
| Participant deferral / active EE | $7,692 | $6,961+10.5% | $6,033+27.5% | $6,689+15.0% |
| Admin fee / account holder | $24,278 | $16,644+45.9% | $12,689+91.3% | $13,398+81.2% |