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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,191 | $162,812-1.0% | $133,971+20.3% | $158,966+1.4% |
| Participation rate | 61.5% | 83.2%-21.7pp | 79.8%-18.3pp | 82.0%-20.4pp |
| Annual return | 7.02% | 41.94%-34.9pp | 45.09%-38.1pp | 302.95%-295.9pp |
| Employer contribution / active EE | $1,510 | $4,976-69.7% | $3,919-61.5% | $4,762-68.3% |
| Participant deferral / active EE | $5,432 | $5,910-8.1% | $5,047+7.6% | $5,983-9.2% |
| Admin fee / account holder | $58,210 | $11,741+395.8% | $8,929+551.9% | $11,250+417.4% |