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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,118 | $76,551+459.3% | $123,894+245.6% | $62,881+580.8% |
| Participation rate | 93.5% | 73.0%+20.6pp | 81.4%+12.1pp | 69.3%+24.2pp |
| Annual return | 6.11% | 18.68%-12.6pp | 47.52%-41.4pp | 20.14%-14.0pp |
| Employer contribution / active EE | $12,203 | $2,882+323.3% | $4,617+164.3% | $2,281+435.0% |
| Participant deferral / active EE | $8,014 | $4,840+65.6% | $5,984+33.9% | $3,203+150.2% |
| Admin fee / account holder | $33,499 | $4,826+594.2% | $8,357+300.8% | $4,296+679.8% |