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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,918 | $72,177+479.0% | $115,038+263.3% | $59,633+600.8% |
| Participation rate | 96.4% | 72.6%+23.9pp | 81.4%+15.1pp | 68.7%+27.8pp |
| Annual return | 0.11% | 12.02%-11.9pp | 26.14%-26.0pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $15,556 | $2,841+447.5% | $4,608+237.6% | $2,203+606.2% |
| Participant deferral / active EE | $14,097 | $4,783+194.7% | $6,026+133.9% | $3,192+341.7% |
| Admin fee / account holder | $1,583 | $4,927-67.9% | $8,175-80.6% | $4,297-63.2% |