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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,722 | $93,617+338.7% | $135,982+202.0% | $75,177+446.3% |
| Participation rate | 95.0% | 75.2%+19.8pp | 81.9%+13.1pp | 67.2%+27.8pp |
| Annual return | 21.19% | 30.89%-9.7pp | 68.32%-47.1pp | 160.75%-139.6pp |
| Employer contribution / active EE | $13,132 | $3,538+271.1% | $4,859+170.3% | $2,671+391.6% |
| Participant deferral / active EE | $13,415 | $6,406+109.4% | $7,760+72.9% | $4,126+225.1% |
| Admin fee / account holder | $6,296 | $6,980-9.8% | $10,767-41.5% | $5,651+11.4% |