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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,890 | $97,648+339.2% | $121,663+252.5% | $87,485+390.2% |
| Participation rate | 93.3% | 70.5%+22.9pp | 74.5%+18.8pp | 68.9%+24.4pp |
| Annual return | 12.95% | 18.03%-5.1pp | 147.54%-134.6pp | 26.06%-13.1pp |
| Employer contribution / active EE | $3,464 | $2,300+50.6% | $3,020+14.7% | $2,596+33.4% |
| Participant deferral / active EE | $6,344 | $3,923+61.7% | $4,887+29.8% | $4,274+48.4% |
| Admin fee / account holder | $7,316 | $11,100-34.1% | $14,289-48.8% | $7,775-5.9% |