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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,626 | $76,371+243.9% | $93,621+180.5% | $72,976+259.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 24.61% | 25.82%-1.2pp | 32.76%-8.1pp | 81.02%-56.4pp |
| Employer contribution / active EE | $1,391 | $2,276-38.9% | $2,719-48.8% | $2,440-43.0% |
| Participant deferral / active EE | $5,044 | $3,538+42.5% | $4,070+23.9% | $3,608+39.8% |
| Admin fee / account holder | $2,087 | $6,839-69.5% | $7,890-73.5% | $5,124-59.3% |