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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,183 | $79,955+321.7% | $98,461+242.5% | $75,173+348.5% |
| Participation rate | 96.8% | 70.4%+26.4pp | 75.2%+21.6pp | 67.2%+29.6pp |
| Annual return | 16.13% | 19.75%-3.6pp | 21.17%-5.0pp | 160.72%-144.6pp |
| Employer contribution / active EE | $3,600 | $2,264+59.0% | $3,049+18.1% | $2,671+34.8% |
| Participant deferral / active EE | $6,646 | $3,752+77.1% | $4,738+40.3% | $4,126+61.1% |
| Admin fee / account holder | $13,483 | $6,841+97.1% | $8,961+50.5% | $5,651+138.6% |