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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,696 | $87,059+346.5% | $105,608+268.1% | $80,925+380.3% |
| Participation rate | 96.4% | 70.4%+26.0pp | 75.3%+21.1pp | 67.7%+28.8pp |
| Annual return | 12.13% | 17.05%-4.9pp | 116.50%-104.4pp | 35.65%-23.5pp |
| Employer contribution / active EE | $4,195 | $2,396+75.0% | $3,167+32.5% | $2,756+52.2% |
| Participant deferral / active EE | $7,241 | $3,986+81.7% | $5,010+44.5% | $4,299+68.4% |
| Admin fee / account holder | $9,197 | $8,443+8.9% | $11,028-16.6% | $6,940+32.5% |