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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,890 | $94,031+356.1% | $115,768+270.5% | $82,448+420.2% |
| Participation rate | 93.3% | 70.4%+22.9pp | 74.4%+18.9pp | 68.1%+25.3pp |
| Annual return | 12.95% | 20.61%-7.7pp | 100.46%-87.5pp | 41.64%-28.7pp |
| Employer contribution / active EE | $3,464 | $2,323+49.1% | $2,940+17.8% | $2,551+35.8% |
| Participant deferral / active EE | $6,344 | $3,972+59.7% | $4,917+29.0% | $4,139+53.3% |
| Admin fee / account holder | $7,316 | $10,249-28.6% | $12,439-41.2% | $7,234+1.1% |