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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,696 | $87,132+346.1% | $105,624+268.0% | $80,959+380.1% |
| Participation rate | 96.4% | 70.4%+26.0pp | 75.3%+21.2pp | 67.7%+28.8pp |
| Annual return | 12.13% | 17.03%-4.9pp | 116.20%-104.1pp | 35.67%-23.5pp |
| Employer contribution / active EE | $4,195 | $2,397+75.0% | $3,168+32.4% | $2,757+52.1% |
| Participant deferral / active EE | $7,241 | $3,985+81.7% | $5,013+44.5% | $4,300+68.4% |
| Admin fee / account holder | $9,197 | $8,449+8.9% | $10,961-16.1% | $6,925+32.8% |