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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,004 | $171,865+23.9% | $149,718+42.3% | $147,585+44.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 20.77% | 2113.29%-2092.5pp | 1501.67%-1480.9pp | 578.56%-557.8pp |
| Employer contribution / active EE | $6,903 | $6,275+10.0% | $5,445+26.8% | $4,876+41.6% |
| Participant deferral / active EE | $10,010 | $7,270+37.7% | $6,569+52.4% | $5,439+84.0% |
| Admin fee / account holder | $2,946 | $13,799-78.7% | $11,283-73.9% | $10,885-72.9% |