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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,814 | $160,059+28.6% | $140,019+47.0% | $135,380+52.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -5.63% | 911.48%-917.1pp | 651.17%-656.8pp | 519.81%-525.4pp |
| Employer contribution / active EE | $8,548 | $6,420+33.2% | $5,605+52.5% | $4,779+78.9% |
| Participant deferral / active EE | $12,565 | $7,641+64.5% | $6,927+81.4% | $5,609+124.0% |
| Admin fee / account holder | $2,042 | $13,328-84.7% | $10,705-80.9% | $10,828-81.1% |