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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,288 | $167,533+18.4% | $151,645+30.8% | $134,545+47.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.38% | 7.81%-26.2pp | 3.34%-21.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $11,324 | $6,828+65.8% | $6,165+83.7% | $4,742+138.8% |
| Participant deferral / active EE | $12,792 | $8,985+42.4% | $8,363+53.0% | $6,401+99.8% |
| Admin fee / account holder | $375 | $13,781-97.3% | $11,614-96.8% | $11,431-96.7% |