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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,369 | $111,814-65.7% | $103,374-62.9% | $145,959-73.7% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 11.17% | 24.77%-13.6pp | 24.89%-13.7pp | 561.95%-550.8pp |
| Employer contribution / active EE | $1,095 | $4,214-74.0% | $3,869-71.7% | $4,661-76.5% |
| Participant deferral / active EE | $1,824 | $5,618-67.5% | $5,058-63.9% | $6,689-72.7% |
| Admin fee / account holder | $343 | $9,754-96.5% | $8,394-95.9% | $13,398-97.4% |