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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,013 | $134,001-87.3% | $112,258-84.8% | $134,509-87.4% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | -31.55% | 47.15%-78.7pp | 27.47%-59.0pp | 418.13%-449.7pp |
| Employer contribution / active EE | $1,387 | $4,039-65.7% | $3,636-61.9% | $4,741-70.7% |
| Participant deferral / active EE | $1,984 | $5,291-62.5% | $4,728-58.0% | $6,400-69.0% |
| Admin fee / account holder | $3,872 | $7,491-48.3% | $6,411-39.6% | $11,427-66.1% |