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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,775 | $139,948+184.9% | $121,663+227.8% | $154,746+157.7% |
| Participation rate | 93.8% | 78.0%+15.7pp | 74.5%+19.3pp | 80.7%+13.0pp |
| Annual return | 16.58% | 230.52%-213.9pp | 147.54%-131.0pp | 172.34%-155.8pp |
| Employer contribution / active EE | $5,024 | $3,521+42.7% | $3,020+66.4% | $4,379+14.7% |
| Participant deferral / active EE | $12,062 | $5,629+114.3% | $4,887+146.8% | $6,730+79.2% |
| Admin fee / account holder | $61,573 | $17,321+255.5% | $14,289+330.9% | $14,365+328.6% |