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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,775 | $177,595+124.5% | $148,496+168.5% | $198,609+100.8% |
| Participation rate | 93.8% | 79.3%+14.5pp | 76.0%+17.7pp | 82.4%+11.4pp |
| Annual return | 16.58% | 9.97%+6.6pp | 12.33%+4.3pp | 202.70%-186.1pp |
| Employer contribution / active EE | $5,024 | $4,098+22.6% | $3,497+43.6% | $5,055-0.6% |
| Participant deferral / active EE | $12,062 | $5,539+117.8% | $4,808+150.8% | $6,977+72.9% |
| Admin fee / account holder | $61,573 | $27,010+128.0% | $19,547+215.0% | $19,030+223.6% |