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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,638 | $56,197+52.4% | $67,652+26.6% | $59,633+43.6% |
| Participation rate | 84.6% | 71.5%+13.1pp | 75.7%+8.9pp | 68.7%+15.9pp |
| Annual return | 0.34% | 18508.10%-18507.8pp | 6625.40%-6625.1pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $3,752 | $1,615+132.4% | $2,266+65.6% | $2,203+70.3% |
| Participant deferral / active EE | $2,285 | $2,844-19.7% | $3,560-35.8% | $3,192-28.4% |
| Admin fee / account holder | $1,524 | $3,958-61.5% | $4,821-68.4% | $4,297-64.5% |