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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,700 | $80,983+99.7% | $96,544+67.5% | $75,177+115.1% |
| Participation rate | 89.2% | 71.8%+17.4pp | 76.0%+13.2pp | 67.2%+22.0pp |
| Annual return | 12.20% | 27.05%-14.9pp | 25.88%-13.7pp | 160.75%-148.6pp |
| Employer contribution / active EE | $5,861 | $2,282+156.8% | $2,966+97.6% | $2,671+119.4% |
| Participant deferral / active EE | $4,349 | $3,929+10.7% | $4,851-10.4% | $4,126+5.4% |
| Admin fee / account holder | $9,176 | $6,717+36.6% | $8,254+11.2% | $5,651+62.4% |