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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,183 | $86,940+116.5% | $102,434+83.7% | $80,935+132.5% |
| Participation rate | 78.4% | 72.4%+6.0pp | 76.5%+1.9pp | 67.7%+10.7pp |
| Annual return | 9.10% | 18.89%-9.8pp | 29.46%-20.4pp | 35.66%-26.6pp |
| Employer contribution / active EE | $952 | $2,370-59.8% | $3,023-68.5% | $2,757-65.5% |
| Participant deferral / active EE | $4,144 | $4,121+0.6% | $5,055-18.0% | $4,299-3.6% |
| Admin fee / account holder | $1,892 | $8,047-76.5% | $9,462-80.0% | $6,924-72.7% |