Retirement plan

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Name: FUSS & ONEILL, INC. - FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN (2022) Form 5500
Creator: FUSS & ONEILL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN, FUSS & ONEILL, INC.

FUSS & ONEILL, INC.EIN 06-0845648Plan #002PY 2022

146 HARTFORD ROAD - MANCHESTER, CT 06040860-646-2469fando.comLinkedIn201-500 employeescivil engineering

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$63.2M

-20.3% from 2021

Total participants

577

+18.0% from 2021

Average account balance

$116,480

-28.2% from 2021

Annual return

-17.56%

-34.01 pp from 2021

Benchmarks

See 3,158 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort3,158 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$81.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$147K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

551

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.65M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$18

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
JANNEY MONTGOMERY SCOTT LLC6 years Service code 55 1717 ARCH STREET · PHILADELPHIA, PA 19103	Other Commissions	$88,087
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$73,066
FUSS & O NEILL INC1 year Filed as: FUSS & O'NEILL INC. Service code 99 146 HARTFORD ROAD · MANCHESTER, CT 06040	Other Fees	$24,450
PASI, LLC8+ years Service code 13 10 TALCOTT NOTCH ROAD · FARMINGTON, CT 06032	Contract Administrator	$11,075

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$96K

$283 / participant

Contract admin$96K100.0%

% of EOY assets

0.152%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$116,480

$82,188+41.7%

$125,391-7.1%

$64,824+79.7%

Participation rate

90.0%

77.9%+12.1pp

82.4%+7.6pp

71.5%+18.5pp

Annual return

-17.56%

3.50%-21.1pp

572.41%-590.0pp

32.84%-50.4pp

Employer contribution / active EE

$4,969

$3,617+37.4%

$4,816+3.2%

$2,507+98.2%

Participant deferral / active EE

$8,424

$7,177+17.4%

$7,448+13.1%

$4,311+95.4%

Admin fee / account holder

$177

$163+8.5%

$10,009-98.2%

$188-5.7%

Provider

Service type

Compensation

JANNEY MONTGOMERY SCOTT LLC6 years

Service code 55

1717 ARCH STREET · PHILADELPHIA, PA 19103

Other Commissions

$88,087

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$73,066

FUSS & O NEILL INC1 year

Filed as: FUSS & O'NEILL INC.

Service code 99

146 HARTFORD ROAD · MANCHESTER, CT 06040

Other Fees

$24,450

PASI, LLC8+ years

Service code 13

10 TALCOTT NOTCH ROAD · FARMINGTON, CT 06032

Contract Administrator

$11,075

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion