Retirement plan

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Name: FUSS & ONEILL, INC. - FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN (2017) Form 5500
Creator: FUSS & ONEILL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN, FUSS & ONEILL, INC.

FUSS & ONEILL, INC.EIN 06-0845648Plan #002PY 2017

146 HARTFORD ROAD - MANCHESTER, CT 06040860-646-2469fando.comLinkedIn201-500 employeescivil engineering

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$51.5M

+22.6% from 2016

Total participants

437

+10.9% from 2016

Average account balance

$117,877

+10.5% from 2016

Annual return

25.28%

+16.67 pp from 2016

Benchmarks

See 2,615 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,615 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$81.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$147K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

551

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.65M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$18

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
EVEREN SECURITIES INC3+ years Filed as: EVEREN SECURITIES Service code 55	Other Commissions	$43,832
JANNEY MONTGOMERY SCOTT LLC1 year Service code 55 1717 ARCH STREET · PHILADELPHIA, PA 19103	Other Commissions	$34,626
PASI, LLC3+ years Service code 13 231 FARMINGTON AVENUE · FARMINGTON, CT 06032	Contract Administrator	$15,525
HALLISEY & D'AGOSTINO3+ years Service code 10 P.O. BOX 290187 · WETHERSFIELD, CT 061290187	Accounting	$14,250
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Filed as: GREAT-WEST LIFE & ANNUITY Service code 64 8515 EAST ORCHARD ROAD · GLENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$4,635
EVEREN SECURITIES INC3+ years Filed as: EVEREN SECURITIES INC. Service code 55 10700 WHEAT FIRST DRIVE · GLEN ALLEN, VA 23060	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$26K

$82 / participant

Contract admin$26K100.0%

% of EOY assets

0.051%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BLUM SHAPIRO & COMPANY, P.C.
Auditor EIN: 061009205
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$117,877

$155,795-24.3%

$136,298-13.5%

$69,631+69.3%

Participation rate

100.0%

75.2%+24.8pp

81.9%+18.1pp

70.7%+29.3pp

Annual return

25.28%

232464.33%-232439.1pp

5156.27%-5131.0pp

27571.02%-27545.7pp

Employer contribution / active EE

$1,737

$2,991-41.9%

$4,696-63.0%

$2,032-14.5%

Participant deferral / active EE

$5,639

$5,394+4.5%

$6,247-9.7%

$3,224+74.9%

Admin fee / account holder

$60

$128-53.1%

$9,244-99.3%

$110-45.6%

Provider

Service type

Compensation

EVEREN SECURITIES INC3+ years

Filed as: EVEREN SECURITIES

Service code 55

Other Commissions

$43,832

JANNEY MONTGOMERY SCOTT LLC1 year

Service code 55

1717 ARCH STREET · PHILADELPHIA, PA 19103

Other Commissions

$34,626

PASI, LLC3+ years

Service code 13

231 FARMINGTON AVENUE · FARMINGTON, CT 06032

Contract Administrator

$15,525

HALLISEY & D'AGOSTINO3+ years

Service code 10

P.O. BOX 290187 · WETHERSFIELD, CT 061290187

Accounting

$14,250

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Filed as: GREAT-WEST LIFE & ANNUITY

Service code 64

8515 EAST ORCHARD ROAD · GLENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$4,635

EVEREN SECURITIES INC3+ years

Filed as: EVEREN SECURITIES INC.

Service code 55

10700 WHEAT FIRST DRIVE · GLEN ALLEN, VA 23060

Other Commissions

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion