Retirement plan

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Name: FUSS & ONEILL, INC. - FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN (2016) Form 5500
Creator: FUSS & ONEILL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN, FUSS & ONEILL, INC.

FUSS & ONEILL, INC.EIN 06-0845648Plan #002PY 2016

146 HARTFORD ROAD - MANCHESTER, CT 06040860-646-2469fando.comLinkedIn201-500 employeescivil engineering

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$42M

+8.5% from 2015

Total participants

394

+1.5% from 2015

Average account balance

$106,633

+6.9% from 2015

Annual return

8.61%

+6.13 pp from 2015

Benchmarks

See 2,524 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,524 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$81.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$147K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

551

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.65M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$18

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
EVEREN SECURITIES INC2+ years Filed as: EVEREN SECURITIES Service code 55	Other Commissions	$72,312
HALLISEY & D'AGOSTINO2+ years Service code 10 P.O. BOX 290187 · WETHERSFIELD, CT 061290187	Accounting	$14,250
PASI, LLC2+ years Service code 13 231 FARMINGTON AVENUE · FARMINGTON, CT 06032	Contract Administrator	$13,345
GREAT-WEST LIFE & ANNUITY INSURANCE2+ years Filed as: GREAT-WEST LIFE & ANNUITY Service code 64 8515 EAST ORCHARD ROAD · GLENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$4,432
EVEREN SECURITIES INC2+ years Filed as: EVEREN SECURITIES INC. Service code 55 10700 WHEAT FIRST DRIVE · GLEN ALLEN, VA 23060	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$20K

$74 / participant

Contract admin$20K100.0%

% of EOY assets

0.048%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HALLISEY & D'AGOSTINO, LLP
Auditor EIN: 060876265
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$106,633

$80,177+33.0%

$123,894-13.9%

$57,658+84.9%

Participation rate

100.0%

74.4%+25.6pp

81.4%+18.6pp

70.2%+29.8pp

Annual return

8.61%

17.90%-9.3pp

47.52%-38.9pp

5.13%+3.5pp

Employer contribution / active EE

$1,922

$2,913-34.0%

$4,617-58.4%

$1,974-2.6%

Participant deferral / active EE

$5,719

$5,130+11.5%

$5,984-4.4%

$3,061+86.9%

Admin fee / account holder

$52

$106-51.5%

$8,357-99.4%

$95-45.5%

Provider

Service type

Compensation

EVEREN SECURITIES INC2+ years

Filed as: EVEREN SECURITIES

Service code 55

Other Commissions

$72,312

HALLISEY & D'AGOSTINO2+ years

Service code 10

P.O. BOX 290187 · WETHERSFIELD, CT 061290187

Accounting

$14,250

PASI, LLC2+ years

Service code 13

231 FARMINGTON AVENUE · FARMINGTON, CT 06032

Contract Administrator

$13,345

GREAT-WEST LIFE & ANNUITY INSURANCE2+ years

Filed as: GREAT-WEST LIFE & ANNUITY

Service code 64

8515 EAST ORCHARD ROAD · GLENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$4,432

EVEREN SECURITIES INC2+ years

Filed as: EVEREN SECURITIES INC.

Service code 55

10700 WHEAT FIRST DRIVE · GLEN ALLEN, VA 23060

Other Commissions

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FUSS & O'NEILL PROFIT SHARING & EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion