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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 13 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Contract Administrator | $50,972 |
Filed as: DIMEO SCHNEIDER & ASSOCIATES Service code 16 · EIN 36-4001764 | Consulting | $45,000 |
ADP BROKER-DEALER1 year Filed as: PENSION CONSULTANTS INC Service code 99 74 BATTERSON PARK RD · FARMINGTON, CT 06032 | Other Fees | $18,709 |
Filed as: PRUDENTIAL INVESTMENTS MANAGEMENT Service code 63 · EIN 13-4122960 | 12b-1 Fees | $1,319 |
Filed as: NATIONAL FINANCIAL SERVICES, LLC Service code 15 · EIN 04-3523567 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,314 | $50,820+231.2% | $155,567+8.2% | $77,671+116.7% |
| Participation rate | 100.0% | 63.1%+36.9pp | 78.2%+21.8pp | 70.6%+29.4pp |
| Annual return | 10.59% | 34.85%-24.3pp | 64.74%-54.1pp | 31.21%-20.6pp |
| Employer contribution / active EE | $7,050 | $1,993+253.8% | $4,674+50.8% | $2,726+158.6% |
| Participant deferral / active EE | $7,465 | $2,823+164.4% | $5,628+32.7% | $4,648+60.6% |
| Admin fee / account holder | $303 | $436-30.5% | $15,916-98.1% | $430-29.6% |