Retirement plan

RING'S END, INCORPORATED PROFIT-SHARING PLAN

Name: RING'S END, INCORPORATED - RING'S END, INCORPORATED PROFIT-SHARING PLAN (2019) Form 5500
Creator: RING'S END, INCORPORATED
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RING'S END, INCORPORATED PROFIT-SHARING PLAN, RING'S END, INCORPORATED

RING'S END, INCORPORATEDEIN 06-0510770Plan #001PY 2019

186 WEST AVENUE, P.O. BOX 1066 - DARIEN, CT 06820203-656-7537ringsend.comLinkedIn501-1000 employeesbuilding materials

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$73.8M

+8.7% from 2018

Total participants

605

+8.6% from 2018

Average account balance

$123,841

+1.2% from 2018

Annual return

5.85%

-0.86 pp from 2018

Benchmarks

See 1,312 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,312 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$113.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$148K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

767

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.40M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$130

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
THE VANGUARD GROUP, INC.2 years Filed as: VANGUARD GROUP INC. Service code 15 · EIN 23-1945930	Recordkeeping	$51,005
FIDUCIARY INVESTMENT ADVISORS1 year Service code 27 · EIN 20-4751885	Advisory (Plan)	$24,750
ADVANTAGE BENEFITS CONSULTANTS INC4+ years Service code 14 · EIN 13-3532742	Plan Administrator	$12,787
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290	Contract Administrator	$5,736

Plan features & details

Pension benefit codes2E2F2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$93K

$193 / participant

Contract admin$93K100.0%

% of EOY assets

0.126%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAHONEY SABOL & CO LLP
Auditor EIN: 061289571
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$123,841

$40,174+208.3%

$84,021+47.4%

$67,579+83.3%

Participation rate

98.1%

62.7%+35.5pp

69.0%+29.1pp

71.3%+26.9pp

Annual return

5.85%

25.82%-20.0pp

71.32%-65.5pp

378.56%-372.7pp

Employer contribution / active EE

$4,951

$808+513.0%

$1,984+149.5%

$2,148+130.5%

Participant deferral / active EE

$3,838

$2,301+66.8%

$3,239+18.5%

$3,539+8.4%

Admin fee / account holder

$157

$128+22.0%

$6,102-97.4%

$142+10.0%

Provider

Service type

Compensation

THE VANGUARD GROUP, INC.2 years

Filed as: VANGUARD GROUP INC.

Service code 15 · EIN 23-1945930

Recordkeeping

$51,005

FIDUCIARY INVESTMENT ADVISORS1 year

Service code 27 · EIN 20-4751885

Advisory (Plan)

$24,750

ADVANTAGE BENEFITS CONSULTANTS INC4+ years

Service code 14 · EIN 13-3532742

Plan Administrator

$12,787

PRINCIPAL LIFE INSURANCE COMPANY4+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$5,736

RING'S END, INCORPORATED PROFIT-SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RING'S END, INCORPORATED PROFIT-SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion