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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $77,824 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 28 · EIN 20-8764829 | Investment Management | $33,389 |
ORENDA RETIREMENT, LLC5 years Service code 13 · EIN 36-4877979 | Contract Administrator | $16,007 |
TEPLITZKY & COMPANY PC1 year Service code 10 · EIN 06-0962537 | Accounting | $15,750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,457 | $76,112-20.6% | $96,544-37.4% | $71,529-15.5% |
| Participation rate | 76.2% | 74.4%+1.8pp | 76.0%+0.2pp | 67.9%+8.2pp |
| Annual return | 21.45% | 22.80%-1.4pp | 25.88%-4.4pp | 28.97%-7.5pp |
| Employer contribution / active EE | $1,568 | $2,248-30.2% | $2,966-47.1% | $2,590-39.4% |
| Participant deferral / active EE | $3,025 | $4,217-28.3% | $4,851-37.6% | $4,291-29.5% |
| Admin fee / account holder | $489 | $2,708-82.0% | $8,254-94.1% | $1,588-69.2% |