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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,258 | $60,349-8.4% | $74,184-25.5% | $62,881-12.1% |
| Participation rate | 95.9% | 72.7%+23.2pp | 76.6%+19.3pp | 69.3%+26.6pp |
| Annual return | 9.70% | 21.38%-11.7pp | 17.74%-8.0pp | 20.14%-10.4pp |
| Employer contribution / active EE | $2,098 | $1,680+24.9% | $2,370-11.5% | $2,281-8.0% |
| Participant deferral / active EE | $3,210 | $2,856+12.4% | $3,550-9.6% | $3,203+0.2% |
| Admin fee / account holder | $1,313 | $4,261-69.2% | $5,586-76.5% | $4,296-69.4% |