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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $80,620 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 28 · EIN 20-8764829 | Investment Management | $28,424 |
TEPLITZKY & COMPANY PC3 years Filed as: TEPLITZKY & COMPANY, P.C. Service code 10 · EIN 06-0962537 | Accounting | $23,500 |
ORENDA RETIREMENT, LLC3 years Service code 13 · EIN 36-4877979 | Contract Administrator | $17,129 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,793 | $84,936-16.7% | $111,308-36.4% | $79,391-10.8% |
| Participation rate | 75.0% | 75.9%-0.9pp | 77.3%-2.3pp | 70.7%+4.3pp |
| Annual return | 13.37% | 17.45%-4.1pp | 54.67%-41.3pp | 116.88%-103.5pp |
| Employer contribution / active EE | $1,753 | $1,979-11.4% | $2,732-35.8% | $2,428-27.8% |
| Participant deferral / active EE | $3,365 | $3,888-13.5% | $4,487-25.0% | $4,046-16.8% |
| Admin fee / account holder | $534 | $537-0.5% | $7,965-93.3% | $627-14.7% |