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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,591 | $181,062-57.7% | $158,223-51.6% | $155,188-50.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.11% | 57.39%-42.3pp | 52.09%-37.0pp | 148.84%-133.7pp |
| Employer contribution / active EE | $2,091 | $4,565-54.2% | $4,109-49.1% | $4,248-50.8% |
| Participant deferral / active EE | $4,234 | $6,134-31.0% | $5,467-22.6% | $6,531-35.2% |
| Admin fee / account holder | $6,109 | $18,825-67.5% | $16,047-61.9% | $14,480-57.8% |