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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,245 | $202,345-83.6% | $172,755-80.8% | $152,885-78.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.94% | 1029.77%-1005.8pp | 802.94%-779.0pp | 345.39%-321.5pp |
| Employer contribution / active EE | $3,540 | $5,858-39.6% | $5,144-31.2% | $4,763-25.7% |
| Participant deferral / active EE | $4,739 | $5,948-20.3% | $5,198-8.8% | $5,851-19.0% |
| Admin fee / account holder | $896 | $17,111-94.8% | $13,955-93.6% | $11,598-92.3% |